Fire disasters make you poor, here’s how to anticipate it! My Money – 17 hours ago


Jakarta, CNBC Indonesia – As a home owner, fire is certainly a disaster that can be experienced without being predictable. Just imagine, the house you have built with your own hard earned money is completely destroyed by the red blaze.

To protect against these losses, general insurance companies provide a product called property insurance.

In Indonesia, there are two property insurances that are commonly marketed, namely fire insurance and property insurance all-risk.


If fire insurance only focuses on protecting property when a risk of fire occurs, property all-risk Of course, it is not only limited to fire, but also other risks such as theft, robbery and flooding.

When you have more funds, you can buy this insurance to anticipate all disasters.

The following are things about fire insurance that you need to know.

Fire insurance

Fire insurance is part of a general insurance product that provides compensation for the risk of fire in property and building assets, such as houses, apartments, shophouses, offices and factories.

Of course, the way a fire insurance policy works is different from other insurance such as health or car.

The Indonesian General Insurance Association (AAUI) issued the Indonesian Fire Insurance Standard Policy (PSAKI). PSAKI is of course a reference for all home fire insurance policies and can also be the legal basis for fire insurance marketed in Indonesia.

This basic fire insurance policy is divided into two types, depending on the coverage. The first is a non-industrial fire policy and the other is an industrial fire policy.

[Gambas:Video CNBC]

(aak/aak)