Jakarta, CNBC Indonesia – Judging from the type of reward received, investments are actually divided into two types, namely those whose returns are growth (capital gains), or those which can generate passive income.

By having passive income equal to your monthly expenses, you can truly be said to be able to stop working and enjoy life.

Especially if the investment instrument you choose is an instrument that has no risk of default, for example the FR series government bonds.

One of the advantages of FR, apart from being a fixed return and no risk of default, is that it can be used for the long term. FR is available in various series, and each series of course has a different maturity time.

By investing in this instrument, you can earn IDR 10 million per month without working, and it is not impossible. Here’s the simulation.

Buy FR0091

Please note that series FR0091 bonds can only be purchased on the secondary market, because the offering period for these bonds has ended. You can of course buy FR0091 through a bank, but there will be quite a lot of transaction fees.

One easy solution is to use the InvestasiKu application.

Let’s just say, you have cold cash or idle money of IDR 2.1 billion. Then, you use the money to buy government bonds series FR0091 via the InvestasiKu application. As is known, the FR0091 coupon yield itself is 6.38% per year.

Return = (Investment capital x deposit interest) x 90% (return obtained minus 10% final tax)

(IDR 2.1 billion x 6.38%) x 90% = IDR 120,487,500/12 months = IDR 10,040,625 million (a month)

A Glance About My Investments

InvestasiKu is an application from PT Mega Capital Sekuritas, which can provide various benefits for its users. In fact, the process of creating a customer fund account through InvestasiKu can be done in less than one day.

Not only that, every stock or bond transaction you make via InvestasiKu will generate MPC Points (1 MPC Point = IDR 1). Where you can use these MPC Points to buy shares or mutual funds, or you can also exchange them at CT Corp merchants.

So, what are you waiting for, download InvestasiKu now! Don’t be someone who lies down before you get IDR 2.1 billion!

Of course, to be able to get passive income of IDR 10 million every month, you need IDR 2.1 billion in cold cash and of course you shouldn’t be lying down before you have managed to get that much money.

In order to make it easier for you to pursue cold cash savings of that size, you need to work hard to increase your active income through career upgrades and additional income.

Apart from that, you can also try looking at a number of capital market instruments, such as shares or mutual funds.

By mastering fundamental analysis, it will certainly be easier for you to screen issuers on the Indonesia Stock Exchange (BEI) that have bright prospects and healthy finances.

And of course, if you use My Investment, the profits you get can be multiplied.

[Gambas:Video CNBC]

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