Latest evidence that Indonesian citizens are increasingly fond of using Pinjol from Google Tech – 5 hours ago

Jakarta, CNBC Indonesia – The results of eConomy SEA 2023 research conducted by Google, Temasek and Bain&Company reveal that Indonesian people still like to use online loans (pinjol). Digital financial services, including loans, are expected to rise rapidly from a low base.

The value of digital loans (loanbook) increased from US$ 5 billion (Rp. 79 trillion) last year, it is projected to reach US$ 6 billion (Rp. 95 trillion) in 2023.

In this research, it appears that the compound annual growth rate (CAGR) of digital loans will jump sharply to 50 percent in 2025. It is projected that the loan book balance will reach US$ 15 billion (Rp. 239 trillion) in that year.


For people who really need to borrow money, they need to be careful and wise before doing it. Because your personal data has the potential to be misused and can cause you to lose money and even harm yourself. Moreover, taking loans from illegal loans that are not registered with the Financial Services Authority (OJK).

OJK announced the latest list of Fintech peer to peer (p2p) lending companies, aka licensed loans, as of October 11 2023. Currently, there are 101 legal loans registered with the OJK.

Through its announcement letter number PENG-3/PL.021/2023, OJK urges the public to always use the services of fintech lending providers that have permission from the OJK.

“Contact OJK contact 157 via telephone number 157 or WhatsApp service 081 157 157 157 to check the status of the financial service product offer you received,” as stated in the letter.

List of 101 OJK licensed loans

The latest list of loans licensed by OJK in October 2023 is as follows:

  1. Danamas
  2. investree
  3. Amartha
  4. Lightning WALLET
  5. Boost
  6. CAPITAL SHOP
  7. my capital
  8. FLASH KTA
  9. Smart Credit
  10. Maucash
  11. Finmas
  12. ClickA2C
  13. Accelerate
  14. Ammana.id
  15. LoanGO
  16. coinP2P
  17. treefund
  18. BLOSSOM
  19. ThereWe Are
  20. FINTECH CAPITAL ESTA
  21. CREDITPRO
  22. FINTAG
  23. FAST RUPIAH
  24. CROWDO
  25. Indodana
  26. JULO
  27. Borrow winwin
  28. Rupiah Funds
  29. OVO Financial
  30. Borrow Capital
  31. Experience
  32. AwanCash
  33. Danakini
  34. Lion
  35. DANAMERDEKA
  36. EASYCASH
  37. LET’S BORROW IT
  38. FinPlus
  39. UangMe
  40. Borrow Money
  41. SHARIA FUNDS
  42. BATUBU
  43. Fast Cash
  44. clickUMKM
  45. Easy Borrowing
  46. installments
  47. Lumbungdana
  48. 360 CREDITS
  49. Dhanapala
  50. Credinesia
  51. Smart
  52. People’s Capital
  53. MY SOLUTION
  54. Liquid
  55. TrustIQ
  56. CLICK US
  57. DUH SYARIAH
  58. Invoila
  59. Sanders One Stop Solution
  60. DanaBagus
  61. UKU
  62. CREDIT
  63. AdaPundi
  64. Lentera Dana Nusantara
  65. National Capital
  66. Communal
  67. Restock.ID
  68. TaniFund
  69. Light
  70. Avantee
  71. Gradana
  72. Danacita
  73. IKI Capital
  74. Ivoji
  75. Indofund.id
  76. iGrow
  77. Danai.id
  78. DUMMY
  79. SIKAM LAND
  80. gazwa.id
  81. KrediFazz
  82. Doeku
  83. My active
  84. Danain
  85. Indosaku
  86. Golden Bridge
  87. EDUFUND
  88. Join Hands
  89. PAPITUPI SYARIA
  90. HelpSaku
  91. danabijak
  92. AdaCapital
  93. With us
  94. Comrade Cicil
  95. CROWDE
  96. Click Liquid
  97. ETHICS
  98. SAMIR
  99. LATAS
  100. My assets
  101. Findaya

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