Mutual Fund Review A Year of Investing Here, Maybe You’ve Been Disappointed My Money – 6 hours ago


Jakarta, CNBC Indonesia – The performance of stock mutual funds in the past year or year to date (YTD), apparently cannot make you happy because the performance level of this instrument is still inferior to deposits or government securities.

Data from Edvisor.id as of November 24 2023 shows that the performance of the stock mutual fund index was monitored at -7.63% in one year and -4% in YTD. The performance of the stock mutual fund index is even below the Composite Stock Price Index (IHSG), fixed income, money market and mixed mutual fund indexes.


This fact shows that the performance of most stock mutual funds on the market is indeed unsatisfactory.

Edvisor.id data also shows that of the 10 stock mutual funds that have the best performance as of November 24 2023, there are still many stock mutual funds whose performance is below 5% in a year.

Even though it looks unsatisfactory, the performance of the 10 mutual funds above is still much better than the reference index over a year’s period.

However, can a conclusion be drawn from this data that it is better to invest in deposits or government securities (SBN) rather than buying stock mutual funds, or even buying shares directly? The following is the explanation.

Stock mutual funds for the long term

Stock mutual funds are formed by investment managers to create a portfolio with returns that can beat the reference index, in this case the Composite Stock Price Index (IHSG), as well as other indexes on the IDX.

As you can see from the data above, the performance of the stock mutual fund index for five years is also less attractive because the value is minus. However, this does not mean that this investment is not worth choosing, the proof is that there are still many stock mutual funds whose performance is above the index and IHSG.

As is known, by buying a stock mutual fund, you actually already have a portfolio, the majority of which are stocks and a small portion of which are money market instruments or fixed income. As a result, your investment instruments are diversified automatically.

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